How To Apply For Barclaycard Ring® MasterCard®
If you are looking for a low-interest card rate credit card, then the Barclaycard Ring® MasterCard® might fit your needs. With a 13.99% Variable ongoing APR, you can call this card as one of the finest choices, when it comes to low-interest cards. In the US, the average APR is higher than 13.99% so this card comes with a competitive offer for the individuals. This card is a good choice when it comes to finding a reliable long-run balance transfer card. In today’s post, we will go through all aspects of this card to help you decide whether or not you should apply for it. Towards the end of this article, we will also let you know how to apply for this card online.
Who Should And Shouldn’t Get Barclaycard Ring® MasterCard®
This card is good for transferring balances. So, if you are looking for a good balance transfer card, then you can opt for it. It is also a fine choice for the people who want to carry a balance. However, the card isn’t the right choice for people who would like to earn rewards. The card is also bad for the individuals who don’t have any outstanding credit card debt. Before you decide to apply for this card, you must consider such things to make an informed decision.
This card has a comparatively low Variable purchase APR. The purchase APR will vary with Prime Rate. There will be many situations in which it would be a great deal to transfer your balance in your Barclaycard Ring MasterCard. When it will happen can be a bit complex, so you can use their interactive tool in order to make the process simple.
Barclaycard Ring MasterCard Benefits And Features
The annual fee for this card is $0. The purchase APR is 13.99% Variable. To get this card, you need to have a good or excellent credit history. For the initial fifteen months, there will be 0% introductory APR on the balance transfers that you make within forty-five days of the account opening. A 13.99% (Variable) APR would be imposed after that. On cash advances and purchases, there will be a low (Variable) 13.99% APR. Here are some of the key benefits that you get with this card:
- This card has a fraud liability protection of $0, which means you would not be held responsible for any unauthorized charges
- This card has international PIN and Chip technology. You can use it at the self-service chip terminals across the world
- You also get free-of-cost online access to FICO Credit Score. It will help you stay up to date on the credit score. You will also get alerts, whenever your score changes
To learn more about the benefits and features of this card, you can access their website anytime where there is all important information available.
Rewards Details
This card allows you to enjoy 0% introductory APR, which makes it a good option for people. After the intro period, the APR would be 13.99% Variable. The card has the rate which starts low and it stays low. There is 13.99% APR (Variable) on your cash advances and purchases. You can go through the Terms and Conditions on their website to access imperative information about this offer.
Fee Summary
This card doesn’t have an annual fee. The balance transfers posted to your card account within the forty-five days of the account opening will have either 2% or $5 charge of the transferred amount. After the period of 45 days, the balance transfer fee would be $0. There is no foreign transaction fee on the international purchases.
Now that we have learned a lot about this card, let’s take a look at how one can apply for this card online.
Instructions To Apply For The Barclaycard Ring MasterCard
To apply online, you need to access their secure online application page and provide the necessary information. You will get an instant response upon the submission of your online application. Here is what you need to do in order to apply for this card online:
- To get the things started, turn on your internet-connected PC and launch an internet browser. Open the official Barclaycard Ring MasterCard webpage.
- When the webpage opens, take a look at the right-hand side corner where you will see a blue “Apply Now” button. Before you click this button to start the secure online application, you can also read the card details on this page. Take a look at the below image to find the location of that button.
After clicking this button, the online application page will appear on your screen. Fill up this form with general information, employment and financial information, contact information, and security information. You can also select the paperless statement options and can also add balance transfer. Finally, read the legal terms and conditions and click the green “Apply” button to complete the process.
This is how you can submit the Barclaycard Ring MasterCard application online. For further details, you can talk to their support team, any time.