How To Apply For Target REDcard Credit Card

If you are one of the frequent Target shoppers, then you can now save big on your purchases. With zero annual fees, the Target REDcard Credit card allows you to get discounts on your purchases at the Target. There are a number of perks and discounts offered through this store credit card. Basically, they offer two different versions of the store cards, such as debit and credit card versions. In this article, we will discuss the two available options, and then we will show you how to apply for the credit card. So, let’s get started with the available card options to help you decide which one you should go for.

Available Target REDcard Options

There are a couple of Target REDcard options available that you can choose from. Whatever card you pick, you get an early access to the special promotions and products. In addition to that, there are also many other exclusive extras that you would get. Let’s take a quick look at the two cards to help you decide which one is the right choice for you.

Target REDcard Credit Card

With this credit card, you can charge the Target purchases at Target.com & in-store. You will receive the credit card bill on a monthly balance, so you can shop with freedom. You can check your card balance online on their website. In addition to checking balance, you can also make online payments and review the statements online.

Here are the highlights of this credit card that you must take a look at:

• Every day, you can save 5%
• Early access to the special promotions, products, and events
• Exclusive extras: 10% off coupon, offers, and special items on your card anniversary
• Free shipping: on most of the items that you purchase on their website
• For returns, you get 30 (thirty) extra days
• You can manage your account online
• Stack the card savings with Target and Cartwheel Subscription savings

You should know that this credit card can only be used at their stores and official website.

Target REDcard Debit Card

If you have a checking account, then you can link your account with the debit card. Up to $40 cash withdrawal is allowed at the checkout. If you are a Target debit card holder, then you can view your transactions and manage the PIN at their website, at any time.

Here are some of the highlights of the debit card:

• $0 annual charge
• 5% discount at the Target stores and website
• Free shipping from the Target.com
• 30 (thirty) extra days for making returns

Apart from that, the debit card version offers almost the same perks that come with their credit card. Whatever card option you select, you can apply for it online or via mail.

Before You Apply

Before you get started, there are certain facts that you must go through. Only the United States residents who are at least 18 years of age are eligible to apply for these store cards. You just need to have your SSN (social security number) to be able to apply. Further, you also need to have a military ID, state ID, or a valid driving license. You can also read their privacy policy and the rates and fees on their website before actually submitting the application.

Instructions To Apply For Target REDcard Credit Card

So, have you decided to apply for the Target credit card? If yes, then you can apply for it by mail right today. You can download the application form on their official website, and then mail it to their address that you can get on the same website. If you want to apply online, then you should follow the simple instructions that are as below:

1. Go to the official Target REDcard Credit Card website to initiate the process. We recommend you to use an updated internet browser, like Google Chrome, Safar, Mozilla Firefox, or Microsoft Internet Explorer.
2. When the website opens, you need to scroll down the page until the two card images appear on your screen. Below the images of the two cards, you will see a button to apply online. Click “Apply for credit online” button to get started.

A new page will open. On this page, you can read the credit card facts and related information. You must read the available facts and information before you proceed to apply for this card. After going through the information on this page, scroll down and click the red “apply now” button. Now, fill out the on-screen form with the required information.

You would be asked to enter the following information:

• Your complete name
• Street address, zip code, city, and state
• Email address
• Phone number (mobile, home, work, or other)

After entering the above information, you should verify your identity and income. Now, click “save & continue” button to proceed next. At last, review the terms & create a PIN and submit your application online. If you have any question, then you can dial their helpline that is: 1-800-290-3431.