How To Apply For Citi Thankyou® Preferred Card

If you need a credit card that can help you earn rewards on entertainment and dining purchases, then the Citi ThankYou Preferred Card offers a 2% rewards rate. The card is a good choice for the people who frequently visit restaurants, bars, and movie theaters. If you have excellent credit, then you can get benefit from this rewards card. The maximum rewards rate that can be earned through entertainment and dining purchases is 2%. This is quite competitive when we compare it with the other available rewards credit cards. Other than the dining or entertainment categories, you will earn 1% rewards rate on all your purchases. If you are planning to apply for this card, then you must learn this guide till the end as it will help you decide whether or not you should opt for this option.

Citi Thankyou® Preferred Card: In A Nutshell

The card is a good choice for the individuals who are looking for a no-annual-fee rewards credit card with high rates. A major crutch with this card is that it depends on the ThankYou rewards program that has the limited redemption choice for the consumers. The only few options that you can call worthwhile are: gift cards and redeem points for the travel through the travel portal of Citi. Whereas other redemptions are available that usually get you the top rewards rate. We call this card as an “Okay Choice”, particularly for those who can’t qualify for top-tier cash-back cards.

The Citi ThankYou Preferred Card offers you a good rewards rate for concert tickets, movies, drinks at the bars, and your most visited fast food points. You have the choice to use the points in exchange for the gift cards or to pay for the upcoming trip.

Citi Thankyou Preferred Card Features And Benefits

This card basically lets you earn the ThankYou points. Whenever you make a restaurant or entertainment purchase using this card, 2 ThankYou points would be given to you on every single dollar spent. All other purchases apart from the entertainment and restaurant purchases will earn you one point for every single dollar spent. The card doesn’t have an annual fee and the purchase APR is 15.49% – 25.49% Variable.

Every purchase that you make within the first 15 months of your account opening will let you enjoy a 0% introductory APR. For the 15 months from the date of your first transfer, there will be 0% introductory APR on the balance transfers. The variable APR after that would be 15.49% to 25.49% that depends on your creditworthiness. The card will also have a 3% or $5 balance transfer charge of every transfer’s amount.

You earn 2x points on entertainment and dining out and 1x points on any other purchase using your card. The points that you earn can be redeemed for gift cards to popular retailers, home & department stores, and restaurants. At the thankyou.com website, you can redeem 2500 ThankYou points for a $25 gift card. There is no limitation on how much point one can earn using this card and there is also no expiration of the points.

Citi Private Pass

As a Citi customer, you will have special access to exclusive events throughout the year. You can purchase tickets that include VIP concert packages and presale tickets, dining experiences, sporting events, and the complimentary movie screening and much more at the citiprivatepass.com.

Travel Protection

This card has the EMV chip technology. The card has global acceptance, which means that you can use your card all across the world. The best part is the card’s enhanced security, whenever you use it at the merchants that have the chip-enabled terminals for accepting the payments.

Purchase Protection

On the unauthorized charges, the card offers $0 liability. On your card account, you are protected completely against the unauthorized charges. At the Citi, the cardholders will not be held responsible for the charge that they have not authorized, online or otherwise.

Convenience

For your convenience, there are the features, such as Citi Cards with Apple Pay, Citi Concierge, and choose your payment due date, etc. In fact, there are a lot more features and benefits that you would be able to enjoy by getting the Citi ThankYou® Preferred Card.

Instructions To Apply For The Citi Thankyou® Preferred Card

The application for the Citi ThankYou® Preferred Card can be submitted online on the Citi’s official website. You just need to have an internet-connected PC and a few minutes to submit the online application. Here are the few simple steps that you should follow to submit your application:

1. To get started, you need to access the official Citi ThankYou® Preferred Card webpage.
2. When on the required webpage, you can see the credit card image on the right-hand side of the page. Just below the card image, click the “Apply Now” button.
3. The application will start now. You can see the credit card application form on your computer screen. You can also read the card information on the screen. Start filling up the application form by providing your personal information.
4. Also enter your address and contact information, security word, and financial information in the given fields. Go through the terms and conditions and finally click the “Submit” button to complete the online application process.
5. The entire process should take maximum 5 minutes. If you are facing trouble during the process, then you should check your internet connection. For further details or queries, you can get in touch with Citi’s support team, any time.