How To Apply For Capital One® Quicksilver® Card

The consumers who want to maximize the cash back on purchases made through a credit card can opt for the Capital One Quicksilver Card. This credit card is a simple and hassle-free way to get the highest cash back rate of 1.5%. This cash back rate is approximately 50 percent higher than the average. This card is highly recommended for those who are looking for an everyday card that can offer the highest rewards rate. You don’t need to scheme, plot, or keep track of the quarterly sign-ups or special categories with the card. There is no limit on how much cash rewards you can earn with this card. The cash rewards will show up quickly and you can access them right when the charges or transactions are clear on the credit card. Before we show you how to apply for this card, let’s take a look at some of the important facts, benefits, and features of this card.

Upsides Of The Capital One Quicksilver Card

This credit card offers you the highest straightforward and pure cash back rewards percentage when compared TO the other credit cards. This card doesn’t have any FX fees or annual fee to get rewarded by making purchases through this card. If you spend approximately $500 using this card within the first three months of your account opening, then you will get a $150 bonus. The cash would be posted instantly, and then you can access it anytime.

Downsides Of Capital One® Quicksilver® Card

Everything that has some upsides also has a few downsides to looking at and the same is with this card. For the extra 5 percent bump, there is no special category like a few other credit card offers. However, this can also be treated like a pro according to the cardholder’s preferences. You can only get this card if you have an excellent credit history. If you are a frequent traveler who spends over $11,800, then we advise you to look for another option, such as Capital One Venture Rewards.

Key Features And Benefits

This is a no-annual-fee credit card which is definitely a benefit for many people who want a high cash back interest rate card without any annual fee. The card has a variable APR of 14.74% to 24.74%. There is a one-time cash bonus offer of $150 that you will get by spending $500 on the purchases within the three months of the account opening. On every single purchase that you make using the Capital One® Quicksilver® Card, you will get cash back of unlimited 1.5%. To earn the cash rewards, no sign-ups or rotating categories are required. Unless your account is active, the cashback will not expire and you can earn unlimited cash back as there is no limit.

For the first 15 months, the intro APR will be 0% and afterward, the APR will be variable 14.74% to 24.74%. The APR on the balance transfers for the first 15 months will be 0%. After that, the APR on balance transfers will be 14.74% to 24.74%. After the first 15 months, there will also be a 3% fee on the transferred amount. The card also doesn’t have any annual and foreign transaction fee.

Bonus Offers And Other Promotions

There is a $150 cash bonus offer. To get the bonus, you don’t need to spend a lot. There are many other cards that require you to spend thousands to get the bonus. You just need to spend $500 in the first three months and that’s all to get the bonus.

The Credit Card With Highest Standard Cash Back

Before this card, the other available cards offered 1% standard cash back. When this card entered the market, it started giving 1.5% on the everyday purchase. This percentage of the cash back is 50 percent higher, when compared with other standard credit cards with no annual fee.

How To Redeem Your Rewards?

To redeem your rewards, you can use the web interface or the app. You can redeem the rewards as an account credit or check. To know more about redeeming rewards, you can visit their official website or talk to one of their representatives over a phone line.

Instructions To Apply For Capital One® Quicksilver® Card

If you have an excellent credit history, then you can apply easily for this card online. Here is what you need to do in order to apply for this card using a personal computer:

1. Access the official webpage that accepts online applications for Capital One® Quicksilver® Card
2. Now that you are on the required web page, you can see the credit card image along with a green colored “Apply Now” button. On this page, you can also read the complete information about this card. Click “Apply Now” button to get started.

Clicking that button will open an online application page on a separate tab. Here, you need to fill up the application form with the following information:

• Your personal information
• Contact information
• Financial information

Also, read the additional information and important disclosures. After that, you should click the “Continue” button and follow the instructions that appear on your computer screen to submit the application. If you have any question or query, then you can also click “FAQ” link on the online application page that will take you to a new page where you can find answers to all relevant questions.