How To Apply For Lowe’s Advantage Card

Are you a frequent shopper at the Lowe’s? If yes, then the Lowe’s Advantage Card is the option that you can pick to enjoy savings and great financial features. The fact that you can use this card only for the Lowe’s purchases, you should look for another card, if you don’t shop a lot at the Lowe’s. However, this card has exceptionally great features and perks for the cardholders and it comes with a high savings rate. This article will highlight some of the key features and benefits of this card to help you make an informed decision. We will also tell you how to apply for this card online.

Lowe’s Advantage Card: Quick Facts

If you are someone who normally involves into the costly home repairs, then you must be frequently visiting the Lowe’s. There, you can get an exceptional 5% discount on your purchases, if you have a Lowe’s, Advantage Card. Usually, you get around 2% rate on other cash back cards, but the Lowe’s card definitely has an edge with its remarkable rewards rate. This card is a good choice for the people who often involves into the expensive home renovations. With this card, they will be able to take advantage of the great discounts at the Lowe’s stores.

If you are in search of a card with high rewards rate and no annual fee, then this is the card that you should pick. However, if you need a card for your everyday purchases, then this card has nothing to offer. In that case, you should look for another store credit card. This card is not the right choice for business owners, contractors, and people who need cash back rewards.

One major drawback of this card is that you cannot combine the card benefits. You will need to choose between one of the financial features of the card or the 5% discount. Before you select this card, you must compare it with the other cards that offer either financial features or the cash back rewards. For small business owners or contractors, there are 3 different business credit cards. These three cards come with different benefits, but they all are somehow better options when compared with the consumer card version.

Bottom Line: If you are someone who is worried about the regular home renovation/repair expenses, then you should pick this card. If you are not a frequent shopper at the Lowe’s, then you should look for a card that you can also use for the outside purchases.

Lowe’s Advantage Card Features And Benefits

Whenever you use this card at the Lowe’s store for purchasing an item, you will get a 5% discount. For example, if you buy a fixture that’s price is $100, then the 5% discount will make it a $95 purchase. However, this discount offer is not available on some of their services and products like delivery charges and extended protection plan. The discount cannot be stacked. It means that if you have coupons, then you will have to choose whether you are going to use the coupon discount or the 5 percent discount.

There is no annual fee for this credit card which is definitely a remarkable thing. The card’s standard APR is 26.99%. There will be no interest imposed if you pay in full within the six (6) months for the purchases of $299 or more. There are also interesting project financing benefits available on this card that you can know by visiting their website.

Instructions To Apply For The Lowe’s Advantage Card

If you have decided that this card is a worth taking option, then you can just access their official website and apply for the card there. Here is the simple process to apply for this card using a personal computer:

1. Start the online card application process by accessing the official Lowe’s Advantage Card webpage.
2. After following the above link, you will be on the desired web page. On this page, you can see the card image. Just next to the card image, you’ll see the blue “APPLY NOW” button. Click this button to start the process.

The application will start now. Start by filling up your personal information in the required fields. Enter your first name, middle name (optional), last name, street address, Zip code, and city & state in the matching fields. Also enter your primary phone, email address, SSN/TIN, date of birth, annual net income, and associate ID (optional). Now, click the “Continue” button that is available at the bottom of this page. Now, go through the available information and options on the next screen. Finally, submit the card application by going through the summary of the information that you have shared.

They will go through your application and respond to it soon. If you have any questions or if you need additional information, then you should dial their helpline number that is: 1-800-445-6973.