How To Apply For Ram Credit Card
The Ram Credit Card applications are not served on the bank’s official website. Instead, the ones who qualify for this card are sent a special mail offer. To apply for this card, you need to accept this offer online and submit the credit card application by following the link that has been provided in the mail offer. But, before you accept this offer and apply for the card, it is important to go through the credit card details. This is an informative guide that will help you decide if or not this card is the right fit in your wallet. We’ll also discuss how one can respond to the mail offer to apply for this card.
Ram Credit Card Rewards
Earn statement credit worth $100 by making the first in-dealer FCA US purchase. There are five points per dollar that you spend on the FCA purchases. Additionally, you would earn two points on a single dollar spent on the qualifying gas & travel purchases. Not enough? You would also be able to enjoy one point for every dollar that you spend on any other purchase. This credit card also helps you earn Bonus Certificate worth $1,000 towards your next vehicle’s purchase after spending $7500 in the first year. At the FCA US dealers, you can redeem your rewards for the double value.
You can redeem the points for the purchases that you make for vehicle maintenance, accessories & gear, Mopar parts, or the down payment on the next vehicle. Your rewards are redeemable for the cash back, gift cards, travel, donations, and more.
APRs, Fees And Additional Info
The intro purchase APR for the first 6 months is 0%. After that, the regular APR would be 15.74% to 26.74% Variable. This card has a 5% balance transfer fee ($10 minimum). There is a $37 max late fee and no max over limit fee and no penalty APR. The cash advance APR and cash advance fee are 26.99% (V) and 5% ($15 minimum) respectively. For the foreign transaction, there will be a 3% fee.
Instructions To Apply For Ram Credit Card
People who have received the Ram credit card mail offer can apply for the card by following the instructions that are as below:
- Go to the official Ram Credit Card Application page using whatever internet browser you like.
- On their application page, you’ll find a couple of empty boxes titled as “Access Code” and “Reservation Number”. Enter this detail in the matching boxes and click “Continue” button.
Follow the remaining on-screen prompts to submit your credit card application. For additional information, you can access their website where complete details can be found easily.