How To Apply For Merrick Bank Credit Card
The credit cards offered by Merrick Bank are best for those who have a bad credit history and they want to build or re-build their credit. However, there are a few fees that come with their cards that you must watch out before you apply for one of their cards. With their credit card, you will also enjoy free of cost online and mobile account access that unlocks many other great features. With online and mobile access, you can view your account balance, make payments, set up email notifications, and more. In this article, we’ll share our thoughts on their credit cards, and then we’ll show you how to apply for their cards.
About Merrick Bank Credit Cards
The bank offers you three different credit cards that you can select from. The available credit cards are Merrick Bank Double Your Line Visa Credit Card, Merrick Bank Visa Card, and the Merrick Bank Secured Visa Card. These cards don’t offer any rewards like many other cards offers cash back or points. Instead, their cards focus on the customers who want to improve the credit histories. The bank will report the cardholder’s payment history to all 3 credit bureaus that assist the cardholders in building their credit.
All three credit cards come with an annual fee. The annual fee of Double Your Line Visa, Secured Visa, and Visa Card are $96, $36, and $96 for the first 12 months. The APR is 20.45% – 29.95% (V), 18.95% (V), and 20.45% – 29.95%, respectively. The setup fee is up to $75, $0, and $75 for the three cards. To view the most recent and updated card rates and fee, you can go through their official website. Now, let’s see how you can apply for their credit cards online.
Instructions To Apply For Merrick Bank Credit Cards
There is no link for online credit card application on their website. You can only apply for their credit cards if you have received a credit card offer from the bank. Here is how to confirm your credit card application offer from the bank:
- Visit the official Merrick Bank Credit Cards offer page on whatever internet browser of your choice.
- Now on the website, you will see three empty fields. Fill up those fields with the information, such as your acceptance certificate number, last name as it appears in the offer letter, and your email address. After entering this information, click the green “Apply Now” button to complete the process.
This is how you can apply for the Merrick Bank credit cards online. For more information or queries, you can also dial the bank’s official helpline number, anytime.