How To Enroll For Cathy Bank Savings Account Online Banking

Cathy Bank is one of the popular Sino-American banks and it is based in the Los Angles, California. The bank was founded in the year 1962 and now the bank’s network is expanded throughout California and also into Massachusetts. They offer a broad range of financial services to personal, business and commercial clients. Their services also include foreign exchange and investment services. If you are about to open a particular savings account with the bank, then we also advise you to opt for their online banking services. The online banking provides the convenience of banking on the go. But before we discuss how to enroll for the online banking services, let’s take a quick look at available savings accounts.

Available Cathy Bank Savings Accounts

There are a number of savings accounts that the Cathy Bank offers to its clients. Whatever savings account you choose to apply for, you get the online banking service option along with that. You get unlimited round-the-clock access to Cathy Service hotline number that is: 180-092-284-29. You can dial this number to get information about obtaining a loan, checking account and/or personal savings account. Here are the different savings accounts available that you can apply for:

1. Student Savings

This savings account is a perfect choice for those who want their children to develop the good savings habits. The minimum deposit requirement is $10. This account offers variable tiered rates. Interest is compounded daily and credits monthly. There are no monthly charges that are definitely an advantage. There is also no minimum routine balance requirement. You also get unlimited teller unlimited service with Students Savings.

2. Passbook Savings

This savings account is recommended in case you are looking for some savings program, and also want to keep a record of the finances in single passbook. To open this savings account, you need a $100 minimum deposit. It has a variable tiered interest rate and the interest is compounded daily and credited on a monthly basis. There is a $300 monthly maintenance fee. However, you can avoid this monthly maintenance fee by maintaining a $500 minimum routine balance in your account. Teller unlimited service is another additional feature that comes with this account.

3. Statement Savings

If you are looking for a basic savings program, and you want to receive statements, then you should opt for the Statement Savings. There is a minimum deposit requirement of $100. Like the previous two accounts, it also offers a tiered rate that is compounded daily and credited monthly. The $3 monthly maintenance fee can be waived by maintaining a minimum $500 daily account balance. Additional account features include 24/7 account access, teller unlimited service, surcharge-free withdrawals at the Cathy Bank and at other ATMs.

4. Smart Money Marketplace

This is the savings account type that is an ideal choice for those who want to earn a higher interest rate with higher account balances. To open a Smart Money Marketplace account, you need to fund your account with an initial $5000 deposit. This savings account has variable tiered interest rates that are compounded and credited on a monthly basis. This account has a $10 monthly service fee that you can avoid by maintaining a $5000 minimum balance in your account. The statement is provided on a monthly basis. The additional account features and benefits include unlimited teller unlimited service, 24/7 account access, surcharge-free withdrawals at any Cathy Bank branch and at the other ATMs.

5. Optima Money Market

This savings account offers competitive rates with high balance tiers. The minimum deposit requirement is $100,000 that is highest of the all available savings accounts. The variable interest rate is compounded monthly and credited monthly. The monthly charges are $50 and it will be waived, if you maintain a minimum routine balance of $100,000 in your account. The other features of this account are 24-hour online account access, surcharge-free withdrawals at the Cathy Bank and other ATMs, and unlimited teller unlimited service.

Now, we hope that it is easy for you to pick the right savings account according to your specific requirements.

Instructions To Enroll For Online Banking Service

Whatever savings account type you select to open, you get 24/7 online access using online banking service. If you want to enroll for the online banking service, then you should follow the simple instructions that are as below:

1. Go to the official website of the Cathy Bank Saving Account Online Banking using any internet browser of your choice.
2. When the home page of the website opens on your computer screen, you should see an “Online Banking” form on the top-left hand corner. There, you can see a “Register” link that you need to click in order to start the online banking enrollment process.

After clicking the “Register” button, a new “Online Banking Enrollment” page will open in a new separate tab. On this page, select the account type. Also, read & accept the online disclosures and agreements, and enter your account information for the verification process. Now, click “Continue” button and follow the on-screen instructions to complete the online banking enrollment process.

This is how you can complete the online banking service enrollment process. After completing this enrollment process, you should visit the same website and log in to your online banking account by providing your account User ID and password. You can also log in from your mobile device for on-the-go banking. For this purpose, you should download the bank’s official mobile banking app in your smart device and log in using it.