How To Apply For Discover It® Balance Transfer Card
People look for different credit cards for diverse purposes. Some look for savings, while some look for other reasons, such as balance transfers, rewards, and more. The Discover it Balance Transfer is a card that can help you pay your debt faster, save money on the interest, and consolidate your monthly payments. However, there are many other aspects as well that you must go through before you actually apply for this card. This article is to help you decide whether or not you should opt for this balance transfer card. You will also learn how to submit an online application using your personal computer.
Discover It® Balance Transfer Card: Why Get It?
The balance transfer is an exceptional method for reaching the pay down objectives. With monthly low-interest payments, your debt can decrease faster and you will be able to achieve more. If your first priority is consolidating monthly payments, then this balance transfer card could really help. Rather than you pay numerous balances on the different dates, you would be able to repay the debt in a single monthly payment. With the low rate, you would save money on the interest. Transferring higher interest debt to the Discover will lower the APR and you would be able to achieve your savings objectives.
Key Features
Earn 5% Cash Back: At various places, you can earn cash back of 5%, each quarter. Such places include grocery stores, gas stations, restaurants, and Amazon.com, etc. In addition to that, you would be able to earn limitless 1% cash back on any other purchase using this card. The cash back would be earned automatically. You can check out the 5% Cashback calendar on their website.
Cashback Match: The cash back that you earn would be automatically matched by the Discover at your 1st year’s end.
Redeem with Ease: The cash back that you earn using your Discover it® Balance Transfer Card will never expire. The earned rewards can be redeemed anytime and in any amount.
Rewards Details
Get a limitless dollar-for-dollar match of the total cash back that you have earned at your 1st year’s end, automatically. For the most recent card member bonuses, you should go through the issuer’s website. You can enjoy five percent cash back by making purchases at the places, such as gas stations, restaurants, grocery stores, wholesale clubs, Amazon.com, and more. Anywhere else, you will get one percent cash back on your credit card purchases.
Discover It Balance Transfer Card Benefits
If your card is misplaced, then you have the option of freezing your account, anytime, on Discover’s website or using the mobile app. This will prevent new purchases, balance transfers, and cash advances. You also enjoy free FICO credit score. Conveniently view the FICO credit score online and on mobile and monthly statements. They monitor every single purchase, round the clock, for the suspicious activities. You will never be held responsible for any unauthorized purchase that is made using your card.
Fee And Rates
There is no annual fee on the Discover it Balances Transfer Card. For the first 14 months on balance transfers and purchases, there is 0% introductory APR. After that, the APR would be 13.99% – 24.99% Variable. There will also be a balance transfer fee of 3% on every single balance transfer.
Instructions To Apply For Discover It® Balance Transfer Card
Those who want to apply online for this balance transfer card needs to have an internet connected PC. To avoid any inconvenience during the process of online application, make sure that your internet browser is up to date. Here are the few simple steps that you should take to apply for the card on Discover’s official website:
- Get to the official Discover it® Balance Transfer Card webpage so that you can initiate the online application process.
- Now, you will witness an “Apply Now” button on the right-hand side of the page. Click this button to get started.
Right after, a new page will open with all important information regarding this card. You can take a moment to go through the complete details here on this page. After reading the card information, you should click the orange “Apply Now” button once again. This button will be located on the left-hand side on this page. On this page, enter your first name, middle name (optional), last name, and suffix (optional). Also, pick a card design from the available designs, and then click “Continue” button. After that, fill out the complete application form to submit your application.
If you still have some questions, then you can dial the Discover helpline and talk to one of their customer service representatives.
